Many people wonder how they divide up their Canada Pension Plan Credits after separation or divorce.
If you were the lower income earning spouse, it may be beneficial for you to apply for this division. If you were married, there is no time limit for applying unless your spouse dies, in which case, you must apply within 36 months of their death. If you were common law, you must apply within 48 months from your date of separation.
In some provinces (Saskatchewan, British Columba, Alberta, and Quebec), you can waive the division of CPP credits, but not in Nova Scotia.
The decision in Barry v. Halifax (Regional Municipality), 2017 NSSC 180 (NSSC) demonstrates the pitfalls that can be faced by a claimant injured in a motor vehicle collision who fails to commence an unidentified or uninsured motorist claim against an insurer as soon as possible.
A common question clients often have is in respect to their rights when denied a long term disability (LTD) claim (under private or employment-related insurance policies) is when must an action be commenced.