If you are injured in an accident through no fault of your own, you should not be out of pocket for any expenses incurred as a result of that accident. This is the case whether you are a pedestrian, motorcyclist, driver of a car or passenger in a car. You may not get repaid right away – depending on whether something is covered by Section B or another Section of your insurance policy – but at the end of the day you should have that money back in your pocket.
Simple expenses from the grocery store or pharmacy can add up. For example, a box of Robaxacet may only cost $20, but after you have bought 10 or 20 boxes that may be money you want back. You can keep your entire shopping receipt just in case. There is no need to pay for these items separately and have them on a different receipt.
It all comes down to documentation. Did you keep a receipt? Can someone verify the expense is related to the collision, or do you have a doctor’s note? As is the case in many areas of law – you need your paperwork in order (see an interesting post by Terry Sheppard regarding surrogacy law here)
If you have a reasonable expense that you incurred because of a collision and an insurance company has denied repayment, contact our office for a free consultation and to meet with Jennifer Garagan or another member of our Personal Injury team.